Top 20 Legit Money Making Apps That Highly Rewarded In 2021

You already use your smartphone for everything from banking to bill payment. So why not is legit money making with your phone as well? The legit money making applications featured below are unlikely to make you wealthy anytime soon. However, many of them can help you make a little additional money.

If you want to grow stronger, you should begin by lifting a weight. That is difficult yet manageable. Then, as your strength improves, you may progressively raise the weight. The same principle applies to legit money making. Start with a simple idea if you’ve never produced anything before.

Then, as your abilities grow, gradually increase the degree of difficulty. The more you develop your abilities, the more money you can make. Check these out if you want to legit money making cash on the side, typically with little to no effort.


Money making apps


1. InboxDollars

InboxDollars is a cash rewards software and website that pays members to participate in online activities, games, surveys, and more! After validating their email address, first-time users will receive a $20 sign-up incentive. Unlike other legit money making applications, InboxDollars does not employ a “points” based earnings system.

Instead, your profits are shown in dollars, making it simple to see how much money you’re generating in actual money. With a relatively simple layout, the InboxDollars mobile app is also one of the easiest to use.


  • Join for free and start legit money making right now with a $20 sign-up incentive.
  • Cash-out is available via PayPal or Amazon Gift Cards.
  • It’s been in business for more than 20 years, so you can trust it!
  • The website and smartphone app are very simple to use.


  • Before paying out legit money making, a minimum payment requirement of $30 must be reached.
  • It might take up to two weeks to get your money.
  • Some so-called “free surveys” really require you to purchase anything, so they aren’t truly free.


2. Rakuten

Rakuten (previously Ebates) gives customers up to 40% cash back on purchases made at well-known stores, restaurants, and food delivery services. Cashback also earns on travel, gift cards, and other purchases. It’s easy to understand: Create an account, then go to the app and tap on the offer you want. Then complete the purchase through the portal.

You may also earn cashback in-store by linking a credit or debit card to your Rakuten account, as long as you first activate the deal using the app. After Rakuten confirms the purchase with the store, which can take anywhere from a few hours to several days, the cashback is credited to your account.


Cashback is available at thousands of retailers, and on a wide range of purchases, so you’ll most certainly discover discounts on where you currently buy. Sign-ups and referral incentives are also available.


You must spend money to earn money, like with most cash-back programs. You won’t see your profits right immediately, though; Rakuten pays out every three months, and you must have at least a $5 cash-back amount to get paid.

Download: Android, iOS.


3. Swagbucks

How it works: Swagbucks is a rewards and cash-back app. Swagbucks allows you to earn “SB” points by shopping, answering surveys, watching movies, playing games, and completing other things. You may exchange your points for gift cards or money in your PayPal account.

The overall number of points granted differs depending on the job. Surveys, for example, are usually worth 40 to 200 SB points each. The minimum amount necessary to redeem differs per payout choice, Although certain gift cards may purchase as little as 140 SB

Payment: A gift card or PayPal.


Swagbucks has some simple methods to earn rewards, and there is no time limit on when you may payout. After redemption, payments are received within 10 business days. When you join. You can also earn a $10 bonus if you make a qualifying $25 purchase.


It isn’t very lucrative; one SB is worth around a penny. With many activities being worth pennies, it might take a long time and effort to generate a significant sum of money. Furthermore, you will not be eligible for every surveyor job. Users frequently claim to be booted out of surveys when they are in the middle of them. According to Swagbucks, this might be due to demographics or dishonest or inconsistent responses.

Download: Android, iOS.


4. Acorns

Last year, Acorns assisted me in hiding and investing my funds. You could ask, “What does that even mean?” You can use Acorns to round up your purchases to the closest dollar with this free smartphone app. They invest this money in exchange-traded funds or ETFs. To be honest, it’s rather lovely.

Let’s say you spent $6.90 on a pint at the pub (no, I’m not British) (more like $10.90 if you live in a pricey city as I do). When you download the Acorns app, it will round up to the nearest dollar and invest ten cents for you! Over time, this adds up.

You can construct an investment portfolio one dollar at a time with the Acorns app. This legit money making software is a great way for millennials to invest. Set it and forget it, and your investment portfolio will grow without your knowledge.

Additional cash is also directly through the Acorns app for investing. It’s just a tool to help you invest more money and a platform for doing so. It’s risk-free to try! Sign up for a $5 welcome bonus by filling out the form below.


  • College students get a $5 sign-up incentive for free.
  • Automate the process of saving and investing.
  • Invest in exchange-traded funds (ETFs) with low-cost ratios.


  • Low-balance accounts have high flat fees.
  • It is necessary to spend money to save money.
  • Investment choices are limited.

Download: Android, iOS.


5. InboxDollars

Another popular legit money making software is InboxDollars, which allows you to make money by completing surveys and other activities. What I like about InboxDollars is that the tasks you complete are paid in actual money.

There’s also a $5 sign-up reward. To cash out, you must have a minimum of $30.These legit money making applications allow you to earn cash rewards and save money on items you were planning to purchase anyhow. It’s the ultimate win-win situation.

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Many of the apps listed below can also combine. That means you may use the same offer on various applications to earn some money.


6. Paribus

If you bought something online within the last year and the price of that item has dropped, the store may owe you a refund. You can get your money back and get repaid for products you’ve already bought with the money-saving Paribus App!

That’s right, you read it accurately. It’s conceivable that you owe money to retailers! Paribus just got my mother two free months of Amazon Prime (compensation methods for late deliveries can vary).

Online shopping is becoming more popular if you reside in a large city. If you purchase online regularly (like I do), you might be in line for a speedy return!

Refunds are complete between three to seven business days. Retailers will credit your account using the same form of payment that you used to make the purchase, such as your credit card or debit card.

You should look at Paribus. Paribus is completely free to use and takes care of all the heavy lifting for you!


  • Signing up and requesting refunds are both completely free.
  • It’s safe, secure, and genuine! (Capital One is the owner of Paribus.)
  • Refunds are processed swiftly, usually within 3-7 business days.


  • Not every retailer participates
  • Must allow access to your email inbox

Download: Android, iOS.


7. Fiverr

Fiverr is a freelance marketplace with over 200 types of tasks, including programming, video, and animation. You establish a “seller” profile that highlights your skills. Then, along with the price and a description of your skills, publish the gig you’re providing. Clients, referred to as “buyers,” can navigate the site and place orders. Once you’ve finished the work, you’ll get compensated. Seller levels on Fiverr are assigned depending on performance. You’ll be able to sell additional “extras” as you go through the levels, such as a speedier delivery time.

Payment: Payments may be made by PayPal, direct deposit into a bank account, to a Fiverr Revenue Card (a prepaid card). Depending on whatever method you pick, the minimum withdrawal amount varies, and you may charge a withdrawal fee.


You won’t have to go out of your way to find buyers because they will come to you. You can also get paid in the form of tips.


Fiverr takes 20% of your revenue, including tips, for each gig, and there’s a usual 14-day delay to withdraw funds after completing an order.

Download: Android, iOS.


8. Upwork

How it works: Upwork is a freelancing marketplace that links freelancers with jobs in writing, design, marketing, and other fields. You’ll start by creating a profile. It should include details such as your interest in the field, as well as your qualifications, availability, and desired fee. After that, you can make proposals. If you appear to be a good fit, clients will examine them and offer you tasks. You’ll be paid a modest fee for each submission, but not when clients contact you. You might get paid by the hour or by the project.

Payment: Direct deposit, wire transfer, Instant Pay, PayPal, and Payoneer are all options. Some payment methods have fees associated with them, so be sure to check Upwork for more information.


Upwork simplifies the process of finding clients, building connections, and being paid. You may also choose your favorite cost and timetable using this service.


Although the app is free to download, contacting customers costs money. A service fee is a charge to users. Upwork gets a 5% to 20% share of your earnings, depending on how much you charge a customer. The more money you make, the more money you keep. You will not be paid until 10 days after the billing period has ended. Also, keep in mind that you’ll be up against other freelancers in the marketplace. As a result, clients may choose those who have set cheaper charges.

Download: Android, iOS.


9. Capital One Shopping

Disclosure– When you download the Capital One Shopping extension using the links given, Capital One Shopping pays us.

Capital One Shopping is one of the greatest money-saving (and legit money making) applications available. It’s a shopping software that can help you save money by locating better bargains and rewarding you. The first is by assisting you in saving money on the items you purchase daily. A penny saved is a penny earned.

Therefore saving money on something you were going to buy anyhow is the same as earning money. Capital One Shopping maintains a database of websites that sell a certain product as well as the price at which it is sold. Capital One Shopping can automatically compare shop for the goods you’re interested in after you install the app on your browser. You can also use the phone app to scan barcodes in stores to locate local businesses.

Capital One Shopping may also save you money by rewarding you for your purchases. When you buy at one of these businesses, you’ll earn reward points that you can exchange for gift cards to famous online retailers. Check out the rest of our Capital One Shopping review.


10. Public.com

The iOS and Android apps for the Public allow you to connect with other investors in the same way as you would with friends on social media. If you’re new to trading and don’t know where to start, talking to more experienced traders might be beneficial.

About 50 investment themes were available on the site, which group companies that are related. Perhaps you’d want to put your money into a company run by a woman or one that is ecologically conscientious. The general public has a theme for it, which can assist you to invest with your heart.

The option to invest in slices is one of its most appealing aspects. Let’s say you desire a piece of Apple or Amazon but don’t have thousands of dollars to invest. You may acquire “fractional shares” with slices to make things more inexpensive while you’re just starting.

The free app has a very user-friendly design, and the public has a really clean interface. There are no minimum requirements to get started, no trade fees, and the software is free to download from Google Play or the Apple App Store.


  • No trade costs if you invest in modest amounts.
  • You may connect with like-minded investors via the social interface.
  • Investments in fractional shares
  • There is a referral scheme available.


  • Not all businesses are open to investment (no OTC stock)
  • Money transfers, wire transfers, and some statements and checks all include fees.
  • Not recommended for day trading.

Download: Android, iOS.


11. MyPoints

MyPoints is a website where you can earn gift cards for doing surveys, playing games, watching movies, and a variety of other online activities. You may now earn MyPoints by shopping online! When you purchase online at over 2,000 leading stores, including Walmart, eBay, and Amazon, you may earn gift cards.

If you’re going to buy anything anyhow, why not use MyPoints to save money and get a gift card? Complete five surveys to receive a $5 sign-up bonus. Make your first purchase of $20 or more and earn a $10 Amazon Gift Card as a task bonus.


  • A legitimate and reliable business
  • 100% Signing up and using the service is completely free.
  • There are a variety of redemption methods available, including actual money and gift cards.
  • Participating partners and merchants form a large network.


  • Surveys and video choices (like other survey sites) are generally not the most efficient use of your time.
  • To receive cashback, you must make purchases.
  • Customer service choices are limited.

Download: Android, iOS.


12. OfferUp

How it works: OfferUp, which recently merged with competitor Letgo, is a local marketplace where you can sell your belongings. OfferUp now permits delivery throughout the continental United States if you want to reach a larger audience.

Create an account and upload a photo of your smartphone, car, sofa, or anything you’re trying to sell. You may submit your listing, and communicate with buyers straight through the app after adding a title, description, and price. After that, you’ll either ship to or meet with the buyer.

Payment: Cash or deposit to a debit card or bank account.


Making a listing is straightforward and quick, and when you sell anything for cash, you’ll get paid right away. You may also look at a prospective buyer’s reviews and ratings to see how trustworthy they are ahead of time. If you want to send your item, the buyer is responsible for the expense, and OfferUp will supply the shipping label.


You’re in charge of meeting local buyers and completing transactions. For shipping, sellers must pay a 12.9 percent service charge or a minimum of $1.99.

Download: Android, iOS.


13. M1 Finance

M1 Finance is a Robo-advisor that manages and rebalances an investor’s portfolio using an algorithm. I used Betterment for a year. While I am not presently a customer of M1 Finance, I would suggest it to anybody interested in learning how to invest. Experienced investors seeking a hands-off investment platform with a great user experience.

M1 Finance’s staff has done an outstanding job marketing their service to Millennials as more Millennial investors search for places to start investing. When I do a search on the internet for personal finance or investment, I almost always come across M1 Finance advertising. M1 Finance is a good option for new investors who want an easy-to-use platform and a straightforward approach to get started investing.


  • There are no asset management fees and no commissions on trading.
  • Money may be invested, borrowed, or traded all in one spot.
  • The mobile app and web platform designed for knowledgeable investors.


  • Customer service is limited.
  • There will be no human advisors only robots.
  • Trade windows are limited.

Download: Android, iOS.


14. Poshmark

How it works: Poshmark is an app designed specifically for selling clothes and accessories. You take or upload photographs of your item, write a description, set a price, and share the listing after joining up. Items can also be included in “Posh Parties,” which are virtual shopping events focusing on specific brands, categories, and themes. When you purchase Poshmark, you will receive an email with a pre-paid shipping label. The parcel is then sent.

Payment: Check or direct deposit to a bank account.


Poshmark makes the whole process easier, from selling to delivery. Furthermore, you are not required to meet with strangers to make a transaction. The company will cover missing packages and deal with any difficulties you have with the buyer. Poshmark pays within three days of the customer receiving the order, so getting paid is also a breeze.


Poshmark charges a fee for selling items. For purchases under $15, the company takes a $2.95 fee, and for sales of $15 or above, the company takes a 20% commission.

Download: Android, iOS.


15. Slidejoy

Slidejoy, which is only accessible on Android handsets, is one of the most popular lock screen monetization apps. You may make additional money with Slidejoy by displaying an ad on your phone’s home screen. If what you see appeals to you, swipe left to learn more. If this isn’t the case, swipe right to open your phone normally.

In any case, you’re making some additional money. On average, users may expect to earn $3 to $5 each month, with the opportunity to payout through PayPal. While not the most thrilling way to legit money making, you can accumulate approximately $50 over a year to use as you choose.

Minimum Withdrawal: $2.


16. SweatCoin

SweatCoin is a well-known passive income software that lets you legit money making while walking. To begin, you must first download the app and provide it with access to your location. SweatCoin then keeps track of how many steps you walk outside. What’s the catch, exactly? You may earn points (called Sweatcoins) by walking, which is real.

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Walking points, on the other hand, may only be redeemed for prizes within the mobile app. Furthermore, these rewards frequently provide benefits not seen elsewhere. To put it another way, they aren’t unique to Sweatcoin. You may legit money making by referring people to Sweatcoin. You may earn $6 in PayPal cash for recommending 12 people.

Minimum withdrawal: $6 for 12 invites.


17. Earny

Price protection rules may apply to some of the products you purchase if you use credit cards or merchant applications. That implies you’ll get a refund if the price lowers within a specific length of time after you buy anything. Early connects to your payment cards to check for price drops and refunds automatically. The app takes a quarter of the reimbursements it receives. However, it is still free legit money making.


18. Iconzoomer

Legit money making by sharing pictures of your consumer behavior. Install the app on your iOS or Android smartphone, fill up your profile, and wait for your tasks to arrive. Expect to be asked to photograph items such as what you’re eating for supper. And the shoes you’re wearing. To get five credits, write a review of the goods your picture and submit the image. When your account balance reaches 200 credits, you can request a PayPal payout.


19. Ibotta

The Ibotta app is free to use. Suddenly, after a huge grocery store, there’s a bang! Cashback is available right now. Cashback after a trip to the mall! Even after purchasing on Amazon a few products, CASH BACK! Cashback is available to all types of shoppers, including those who purchase online and in-store.

Seriously, the Ibotta app is the real deal. You should use the Ibotta App; I get cashback on almost every transaction I make. There aren’t any drawbacks.

When you redeem 10 deals in the first two weeks, you’ll get a free $20 bonus!


  • 100% Signing up and using the service is completely free.
  • A massive network of merchants signed up to participate.
  • Legit money making while making daily purchases is a simple method to legit money making.


  • The app tracks your location while inside stores
  • Limited customer support for disputes or issues

Download: Android, iOS.


20. Achievement

Achievement is a survey and fitness app rolled into one. It functions by synchronizing with other fitness applications on your phone, such as:

  • Fitbit MapMyFitness Apple Health
  • MyFitnessPal
  • There is a slew of others.

You may receive prizes for taking health-related surveys in addition to receiving rewards for healthy behavior, such as walking 10,000 steps in one day.

To cash out, you’ll need a minimum of 10,000 points, which will get you a $10 gift card to a renowned shop.

Minimum withdrawal: $10.